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Here's how:
Just open a qualifying Citibank regular checking account and fund it with a minimum of $1,000 by 12/31/2008.

Within the first month after your account is opened, make at least one direct deposit into your account or make at least two electronic bill payments from your account each month for three consecutive months and get $100 deposited into your new account.

Bonus Terms copied from Bank's Website on 9/8/08:

*This offer is only available to Citi® cardmembers who are the primary credit card account holders. Offer is not valid for existing Citibank checking customers. All accounts are subject to approval. Participation limited to United States ("U.S.") citizens or resident aliens with a valid U.S. taxpayer identification number. Customer is responsible for taxes, if any. Persons under 18 years of age are not eligible. Offer may be modified or withdrawn at any time without notice, is not transferable and cannot be combined with any other offer. Checking account must be funded with $1,000 or more by 12/31/2008 and must be in a Citibank Account, Citibank Everything Counts® or Citigold® account relationship package. Fees may apply to the checking account. Within the first month after account opening, customer must complete at least one direct deposit to, or at least two electronic bill payments from, the checking account each month for three consecutive months to get $100. Electronic bill payments are those you make using Citibank® Online, Citi MobileSM or CitiPhone Banking®, excluding bill payments made to Citibank credit cards and transfer payments made to accounts with Citibank or its affiliates. $100 will be deposited to your Citibank checking account within 120 days from the end of the statement period in which you met the qualifying requirements. Your checking account must be in good standing at the time each bonus payment is deposited. Checking accounts are offered by Citibank, N.A., an affiliate of Citibank (South Dakota), N.A., the bank that issues your credit card.

**Get cash, get information and transfer balances between eligible linked Citibank accounts at Citibank ATMs at participating 7-Eleven locations. These ATMs are not owned or operated by Citibank. Not all functions available at all ATMs. 7-ELEVEN® is a registered trademark of 7-Eleven, Inc.

***Citibank charges no fee for using Citi Mobile. Standard account charges apply. Charges for application download and usage vary by wireless carrier. Contact your carrier for the fees applicable to your plan. Visit citibank.com/citimobile for details and a current list of compatible devices.