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Terms:

In order to qualify for up to the $100 cash bonus, you need to (1) open a new free Berkshire personal checking account with direct deposit by February 28, 2011, with a minimum opening deposit of $10, (2) enroll in BerkshireBank@Home Internet banking at account opening, (3) set up and receive direct deposit, (4) turn in your bank’s debit card and replace it with a Berkshire debit card, (5) $25 when someone you referred opens a free checking account, (6) enroll in on-line statements at account opening, Berkshire replacement checks limited to wallet style only. Customer must qualify for consumer loan product for discount of .25% APR with automatic payment from a Berkshire checking account. Offer is valid until February 28, 2011 and subject to change. Limit one $100 bonus per individual. Limit of two $25 bonuses available to individuals when a friend opens a new personal free checking account. The direct deposit and bill payment bonus will be credited within 7 days of presenting your bank statement showing the transactions. The debit card bonus will be credited at time of new Berkshire debit card application. The $25 Refer-A-Friend bonus is credited when the friend opens the checking account. The value of the bonus may be reported on a form 1099-Misc. Other fees may apply. This offer may be withdrawn at any time. By referring a friend, you and the friend waive the right to privacy and disclose you are customers for this transaction. Offer valid at Latham branch for new Berkshire Bank checking customers.