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Terms:

Offer only valid for new checking account customers with a minimum opening deposit of $50 in a qualifying Boulevard Bank checking account. Offer not available for existing Boulevard Bank checking customers with an open checking account as of 06/27/2011. Offer does not apply to second or multiple checking accounts. Customer must be at least 18 years old to qualify. Customers must be citizens or resident aliens of the U.S. with a valid U.S. taxpayer identification number to qualify. Employees are not eligible.

Qualifying checking account must remain open and in good standing for 90 days to be eligible for bonus(es). Following this period,
bonus(es) will be credited to eligible accounts within 15 business days. Qualifying checking account must remain open and in good standing for a minimum of six months or the bonus(es) will be debited from the account at closing. Bonus(es) will be reported to the IRS on Form 1099-INT. Any applicable taxes are the responsibility of the account holder.

Offer only available for qualifying accounts opened by September 30, 2011. Offer subject to change and termination without prior
notice at Boulevard Bank’s discretion. All accounts are subject to Boulevard Bank’s standard terms and conditions and fee
schedule. For new interest-bearing checking accounts, the Annual Percentage Yield (APY) is effective as of 06/27/11. The APY is
0.05% for all balances in all states. Interest rates are variable and subject to change. Fees may reduce earnings on the account.