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Terms:

Offer not available to existing Chase checking customers. Offer valid through 3/31/11. To qualify for the bonus you must open a qualifying Chase checking account with a $100 minimum deposit of new money (money not currently held by Chase or its affiliates). Also, within 60 calendar days of account opening, we must receive from your employer or the government a monthly electronic direct deposit of your payroll, pension or government benefits, such as Social Security. The bonus will be deposited into your new account within 10 business days after your initial direct deposit is posted to your account. For new interest-bearing checking accounts, the Annual Percentage Yield (APY) is effective as of 2/4/11. The APY is 0.01% for all balances in all states. Interest rates are variable and subject to change. Fees may reduce earnings on the account. Bonus is not considered part of minimum opening deposit. Limit one checking account-related bonus, per calendar year. Offer not available on account conversions or in combination with any other offer. Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible. Checking account must remain open for a minimum of six months or the bonus will be debited from the account at closing. Account is subject to approval. Bonus is considered interest and will be reported on IRS Form 1099-INT.