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Terms:

Open a Checking Account with $100 and select a Sooners, Cowboys, Thunder or Shock Visa® Check Card. Earn up to $100 when you add other MidFirst Bank products and services.

All activities to be completed 75 days from account opening. Promotional offer (offer) to new consumer checking customers only. Must be 18 or older. Offer valid for accounts opened 9/1/10 – 12/31/10. Offer subject to change without notice and is not valid with any other offers. $100 minimum opening deposit required to receive offer. Opening deposits may not be transferred from an existing MidFirst account. One (1) new promotional account per household. All accounts subject to approval. Offer opportunities are up to $100 per account as follows and must be completed within 75 days of account opening: - $50 for a $250 minimum monthly recurring direct deposit. - $25 for completing twenty-five (25) qualifying Visa Check Card (VCC) signature-based transactions. A qualifying VCC transaction is defined as a minimum of a $5.00 purchase. Multiple swipes for the same transaction do not qualify. - $25 for electing eStatements on the new account and completing three (3) valid bill payments. A valid bill payment is defined as a bill payment to a third party vendor. Requires Online Banking. Multiple payments for the same bill do not qualify. Customer will receive account credit(s) within 90 days of account opening. Example: Accounts opened on September 1st must meet requirements by November 15th to receive account credit by December 1st. Annual Percentage Yield (APY) is based on account type and deposit amount. Example: A Performance Plus checking account with a $2,500 opening deposit has an APY of 0.10%. APY is accurate as of 8/13/2010 and subject to change without notice. Other fees may apply. New checking customers will receive a 1099-INT for the value of the account credit(s) received. Accounts must be open and active at the time of account credit. Accounts closed within ninety (90) days of the account opening are not eligible for the offer and may be subject to charges equal to the value of the offer and early account closure fee.