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MONEY is a registered trademark of Time, Inc. and is used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of U.S. Bank. Certain conditions and restrictions apply, see banker for complete details. To earn the $100 cash bonus, open a new U.S. Bank consumer checking account between October 1-31, 2011 (Student Checking excluded). Additionally, you must complete a recurring direct deposit of at least $100 within 60 days of account opening OR you must use Internet Bill Pay to complete at least $100 of payments by December 31, 2011. A minimum deposit of $50 is required to open a U.S. Bank checking account. All regular account opening procedures apply. The $100 bonus will be deposited into your new checking account within 60 days of direct deposit or bill payment completion, assuming the account is open and in good standing. Your bonus will be reported as interest earned on IRS form 1099-INT and you are responsible for any applicable taxes. Offer cannot be combined with other U.S. Bank new checking bonus offers. U.S. Bank employees are not eligible. Other restrictions may apply.

Discount is calculated as .25% of the loan amount. Maximum mortgage discount is $1,000 for a new U.S. Bank Mortgage or $300 for a refinanced mortgage. Deposit products are offered through U.S. Bank National Association, Member FDIC. 2011 U.S. Bank. All rights reserved