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Terms:

Receive $100 with Premier Checking. Minimum opening deposit of $500 required. $20 monthly service charge applies if minimum average combined balance of $10,000 in checking, savings or money market accounts, or $50,000 in combined deposit, CD or home equity and installment loan balances is not maintained. The tiered APY (Annual Percentage Yield) for Premier Checking as of 04/08/09 is: 0.10% for balances of $0.01 - $2,499, 0.15% for balances of $2,500 - $9,999, 0.25% for balances of $10,000 - $24,999, and 0.30% for balances $25,000 and over. Rates for each tier are subject to change at any time.

Promotion valid for new checking accounts opened between 04/27/09 and 06/19/09 by residents of NY, MA, RI and CT meeting minimum opening balance requirements. Customer must complete by 07/10/09: One Direct Deposit (limited to payroll, Social Security, pension and government benefits. PayPal® transactions are excluded); OR 5 Visa Check Card Signature purchases OR 5 Bill Payments through Websteronline.com to a third party. To be eligible, the primary customer must not have had an open checking account within the past 60 days at Webster Bank. Account must be in good standing at the time of payment. All funds will be transferred into the newly-established checking account by 08/07/09. All amounts will be reported to the IRS and customer is responsible for any applicable taxes.