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Terms:

Rates as of 10/13/2010. Promotion valid for new checking accounts opened between 11/1/10 and 11/6/10 by residents of NY, MA, RI and CT meeting minimum opening balance requirements. Customer must complete: One (1) Direct Deposit (Direct Deposit transactions are limited to payroll, social security, pension and government benefits. PayPal® transactions are excluded); OR five (5) Visa Check Card Signature purchases OR five (5) Bill Payments through Websteronline.com to a third party. Qualifying transactions must be completed by 12/6/10. To be eligible, the primary customer must not have had an open checking account within the past 60 days at Webster Bank. Minimum opening balance requirements for all accounts must be met in order to qualify for offer. Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed. The amount of payment will be determined by the account type at payment date. All funds will be transferred into the newly established checking account by 1/6/11. All amounts will be reported to the IRS and customer is responsible for any applicable taxes. a. Receive $25 with Webster Value Checking. Miscellaneous fees apply. Minimum deposit of $50 is required. OR, b. Receive $75 with WebsterOne Relationship Checking. Minimum opening deposit of $50 is required. There is a $15 (or $13 with direct deposit) monthly service charge, waived with $4,000 in combined average checking, money market and savings balances during your monthly statement period, or $20,000 adding CD, home equity and installment loan balances as of the end of your statement period. The APY (Annual Percentage Yield) for WebsterOne Relationship Checking is 0.05% as of 10/04/10, and is subject to change at any time. See a banker for details. c. Receive $100 with Premier Checking. Minimum opening deposit of $500 required. There is a $20 monthly service charge, waived with $10,000 in combined average checking, money market and savings balances during your monthly statement period, or $50,000 adding CD, home equity and installment loan balances as of the end of your statement period. Premier Checking is a tiered rate product. The APY (Annual Percentage Yield) for Premier Checking as of 10/04/10 is: 0.05% for balances of $0.01-$2,499.99, and 0.10% for balances of $2,500.00 or more. Rates for each tier are subject to change at any time. See a banker for details.