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bonus states= AR GA MS TN VA
in branch=yes


Terms from the bank website:


Get a $100 bonus* when you present this page and open a checking account at any financial center. You'll also enjoy:
Free Banking Online with Bill Pay
Free First CheckTM Visa® debit card
Ongoing bonus rates on new CDs


Then get another $50 bonus** when you pay at least one bill a month for three consecutive months using FREE Bill Pay Online. Use Banking Online with Bill Pay and you will:
Save time and money
Enjoy peace of mind
Easily view account balances and track payments

*Checking offer expires December 31, 2008. You must open your account at a financial center and present a copy of this page to receive your $100 bonus. Accounts opened online are not eligible. Minimum opening deposit to earn $100 checking bonus is $500. Opening deposit cannot be transferred from existing First Tennessee accounts. A check for $100 bonus will be mailed to account holder(s) 5-6 weeks after account opening and will be reported as income on Form 1099-INT. Limit one bonus per household. Cannot be combined with other checking offers. New checking households only. Customer agrees to maintain account in good standing for minimum of six months. Employees are not eligible for this offer. The Annual Percentage Yield (APY) for Relationship FirstSM Checking is .20% for all balances in the Equity Manager plan. In the Financial Manager and Asset Manager plans, the APY is .20% for balances of $0-$9,999 and .50% APY for that portion of balances $10,000+. APYs are as of November 3, 2008, and are subject to change. Fees may reduce earnings.

** $50 of the maximum $150 bonus will be paid when you use Bill Pay Online to pay at least (1) one bill per calendar month for (3) consecutive months, with the first monthly payment made by December 2008. This bonus is for new checking customers who have never used First Tennessee Bill Pay Online or who have not used it in the previous 90 days prior to the first month's use with any First Tennessee checking account. Limit one Bill Pay bonus per household. Customers who begin using Bill Pay Online and miss a month before completing the 3-month requirement will no longer be eligible to receive the bonus. Bills are considered "paid" as of the actual payment date, which is the date that funds are withdrawn and sent to the payee. Customers receiving this offer who meet the requirements will receive a direct deposit of $50 into account from which bills were paid within thirty (30) days of the end of the third consecutive month a bill was paid using First Tennessee Bill Pay.

No partial bonus amounts will be rewarded.

Banking products and services provided by First Tennessee Bank National Association. Member FDIC.

FSR: Please use Coupon Redemption System. Promo Code: BPWB15.