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Terms:

To get your $150 cash reward:
open a qualifying KeyBank checking account online and enter offer code ONFT0711 by October 21, 2011, and
make at least 10 payments and/or purchases per month for 3 months after account opening, plus
make 3 direct deposits each of $500 or more within 3 months of account opening

Between 7/30/11 and 10/21/11, you must open a Key Express (this is the basic banking account in NY), Key Coverage, Key Advantage, Key Privilege, or Key Privilege Select Checking Account online and make at least 10 posted payments and/or purchases from the new checking account per month for the first three months after account opening, plus within three months make a total of three direct deposits each of $500 or more to get your gift. One month is calculated as 31 calendar days from account opening date (three months equals 93 calendar days from account opening date). Limit one gift per qualifying account. Limit one gift per individual. The value of your gift will be reported on Form 1099-INT. Your gift will be deposited within 90 days of meeting requirements. Qualifying purchase and payment transactions include checks, MasterCard signature, PayPass® and PIN-based purchases, Key Bill Pay, debit card automated payments, PayPal® transactions, and Automated Clearing House (ACH) direct payments. Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits. Offer available to individuals without an existing checking account at KeyBank as of 7/29/11. Offer not available to individuals who have opened a KeyBank checking account in the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Accounts overdrawn or closed as of 1/27/12 are not eligible for this offer. Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility. You must have a U.S. mailing address on 1/27/12 to be eligible. Offer is subject to cancellation without notice and cannot be combined with any other offer. Other miscellaneous charges may apply. MasterCard is a registered trademark of MasterCard International Incorporated. This card is issued by KeyBank pursuant to a license by MasterCard International Incorporated. MasterCard PayPass® is a registered trademark of MasterCard International Incorporated. ©2011 KeyCorp. KeyBank is Member FDIC.