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Bonus terms as copied from website on 1/10/2008:


Our gift to you when you get an HSBC Debit MasterCard® with PayPass™ and open a Choice Checking Account with a qualifying deposit of new money by 1/31/2009.

If you qualify for one of the above offers, the money will be deposited in your new checking account within 6 to 8 weeks after requirements are met. Limited to one (1) offer per household. Offer expires January 31, 2009 and cannot be combined with other offers. New money means funds not previously held by any member of the HSBC group. The Annual Percentage Yield (APY) is variable and subject to change without notice. Charges and fees may reduce earnings.

To qualify for the $25 cash gift, you must be a new-to-HSBC Relationship checking customer and open a Choice Checking Account with an initial deposit of $500 of new money into any HSBC Deposit Account and get an HSBC Debit MasterCard® with PayPass™.

Qualifying direct deposits are electronic deposits of regular periodic payments made into your Choice Checking Account through third parties at least once per statement cycle. A monthly maintenance fee may apply if third party direct deposit ceases. To avoid a monthly maintenance fee, you need to maintain $1,500 in combined personal deposit and investment b