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Terms:

$250 prepaid card issued to new customers who open a CitiBusiness Streamlined or CitiBusiness Flexible Checking account by 10/31/2010 and perform the following activities within 60 days of account opening: deposit at least $500 into the new business checking account, AND do one of the following: (1) sign up for Citi Merchant Services, or (2) sign up for CitiBusiness Payroll Manager, or (3) sign up for Remote Check Deposit, or (4) make 5 bill payments using CitiBusiness Online. Customer will receive $250 prepaid card within 120 days of meeting the terms of the offer. Limit one prepaid card per customer. Offer can be modified or withdrawn at any time without notice, expires on 10/31/2010, is not transferable and cannot be combined with any other offer. Existing business checking customers are not eligible. Speak to a Citibank Business Specialist for more details.

Free included basic transactions (checks paid, deposit tickets, deposited items, ACH debit and credit). Please refer to the CitiBusiness Client Manual for specific allowance by market. Please refer to the CitiBusiness Client Manual for specific monthly allowance by market. For signers on the Citibank business checking account. CitiBusiness Payroll Manager is provided directly by SurePayroll Inc., a third party provider not affiliated with Citigroup Inc. Citi Merchant Services is provided by First Data Merchant Services. Transactions need to be batched and sent to First Data by 11:00pm ET for funds to be available in your Citibank business checking account after 12:00 ET the following business day. Weekends and holidays will cause a delay to the next-day funding process. Transaction details may not be reflected until the second business day. Service requires purchase of remote check scanner. Restrictions apply.