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Terms:

To qualify for the $100 cash reward you must open an Interest Checking account in a Citigold® account with an initial opening deposit of $500 by 6/30/2010. To qualify for the $50 cash reward you must open an Interest Checking account in the Citibank Account relationship package with an initial opening deposit of $100 by 6/30/2010. For either offer, within 30 calendar days of account opening, you must deposit and maintain an average daily balance of $1,000 for 30 calendar days. As of 03/01/10 our Interest Checking account earned an Annual Percentage Yield (APY) of 0.10% and our Citigold Interest Checking earned an APY of 0.30%. New checking customers only.

All accounts subject to approval and applicable fees. Qualifying deposits must be in funds not currently held at Citibank or its affiliates. All APYs are variable and are subject to change after the account is opened. Fees could reduce account earnings. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. taxpayer identification number. The cash reward will be directly deposited into your checking account within 90 days from the end of the month in which you satisfy all requirements. The value of the cash rewards will be reported to the IRS as interest in the year received. Offers can be modified or withdrawn at any time without notice. New checking account customers only; existing customers not eligible for this offer. Promotion starts 03/15/10 and expires 6/30/2010 and is not transferable and cannot be combined with any other offer. Offer is only available online or by phone. Consumer accounts only.