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Terms from the bank website:

Our gift to you when you open a Plus account with a qualifying deposit of new money* by June 30, 2009.


If you qualify for the above offer, the money will be deposited in your new checking account within 6 to 8 weeks after requirements are met. Limited to one (1) offer per household. Offer expires June 30, 2009 and cannot be combined with other offers. New money means funds not previously held by any member of the HSBC group for the previous consecutive six months.

To qualify for the $75 cash gift, you must open a Plus relationship with an initial deposit of $8,000 of new money into any HSBC Deposit Account. The Annual Percentage Yield (APY) is variable and subject to change without notice. APY for the Plus relationship of 0.01% is accurate as of May 31, 2009 balances of $5 or more. Charges and fees may reduce earnings. Cash bonus is considered interest income and will be reported on IRS Form 1099-INT. HSBC reserves the right to charge your checking account an amount equal to the bonus unless the new deposit account remains open and active for at least 180 days.

** To avoid a monthly maintenance fee, you need to maintain $15,000 in total combined balances including personal deposit, investment, and qualifying credit balances.