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Best 20 cards
updated on 1/6/2012
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 23 cards here
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Reviews

Discussion
Card type
0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citibank Citi® Diamond Preferred® Card    Regular
0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citibank Citi® Platinum Select® Visa® Card    Regular
0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citibank Citi® Platinum Select® MasterCard®    Regular
0% 21 $0 0% 21 3% N/A 12.99% - 21.99% (Variable) Citibank Citi Simplicity® Card    Regular
0% 18 $0 0% 6 3% N/A 10.99% - 20.99% (V) Discover Discover® More Card - 18 Month Promotional Balance Transfer Cashback
20%
 Regular
0% 15 $0 0% 15 3% $10 10.99% - 20.99% (V) Discover Discover® More Card Cashback
5%
 Regular
0% 15 $0 0% 15 3% N/A 10.99% - 20.99% (V) Discover Discover® Motiva Card Cashback
1%
$25 Regular
0% 12 $0 0% 12 3% N/A 10.99% - 20.99% (V) Discover Discover® Open Road Card - $150 Restaurant.com Gift Certificate Cashback
2%
$175 Regular
0% 12 $0 0% 6 3% N/A As low as 11.99% Variable Chase Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR Cashback
10%
$100 Regular
0% 12 $0 0% 7 3% N/A 12.99% - 22.99% (Variable) Citibank Citi Forward® Card Points
1 per $1
$100 Regular
0% 12 $0 0% 12 3% N/A 12.99% - 22.99% (Variable) Citibank Citi ThankYou℠ Preferred Card - $100 Gift Card Points
1 per $1
$100 Regular
0% 12 $0 0% 12 3% N/A 12.99% - 22.99% (Variable) Citibank Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Cashback
5%
 Regular
0% 12 $0 0% 12 5% N/A 10.99% - 19.99% (V) Discover Discover® More Card - $0 Balance Transfer Fee! Cashback
20%
 Regular
0% 6 $0 0% 6 3% N/A 10.99% - 16.99% (V) Discover Miles by Discover® Card Miles
1 per $1
$125 Regular
0% 6 $0 0% 15 3% N/A 11.99% - 21.99% Variable Chase Slate® from Chase MasterCard    Regular
0% 6 $0 0% 6 3% N/A 11.99% - 21.99% variable Chase Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration   $75 Regular
0% 6 $0 0% 6 3% N/A 11.99% - 21.99% (Variable) Chase Slate® from Chase - Limited Time: No Balance Transfer Fee    Regular
0% 6 $0 0% 6 3% N/A 13.24% Chase Ink℠ Classic Business - Up to 25,000 Bonus Points Points
1 per $1
$250 Business
0% 6 $0 0% 6 3% N/A 13.24% Chase Ink Cash℠ Business Card Cashback
5%
 Business
0% 6 $60 0% 6 3% N/A 10.99% - 16.99% (V) Discover Escape by Discover® Card Miles
2 per $1
$105 Regular
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Reviews

Discussion
Card type
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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