|
|
|
| Home | Your guide to the best credit card perks from US banks |
| Select card offer & category: |
| Offers: | Sign-up bonuses | Promo rates for purchases | Promo rates for balance transfers |
|
Best 5 or fewer cards per bank
updated on 1/6/2012 (Best offers are at the top) |
| Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable | See all 33 cards here |
| American Express |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Reviews ♥ Discussion ♣ | Card type |
| American Express | No promo | No promo | $175 | No promo | No promo | No promo | No promo | N/A | American Express(R) Premier Rewards Gold Card | Points: 3 per $1 on airfare, 2 per $1 on gas, groceries, 1 per $1 for general purchases |
$150 | ♥ ♣ | Regular |
| American Express |
| Chase |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Reviews ♥ Discussion ♣ | Card type |
| Chase | 0% | 6 | $0 | 0% | 6 | 3% | N/A | 11.99% - 21.99% variable | Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration | $75 | ♥ ♣ | Regular | |
| Chase | 0% | 12 | $0 | 0% | 6 | 3% | N/A | As low as 11.99% Variable | Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR | Cashback 10% |
$100 | ♥ ♣ | Regular |
| Chase | No promo | No promo | $45 | No promo | No promo | No promo | No promo | 14.24% | Marriott Rewards® Credit Card | Points 1 per $1 |
$100 | ♥ ♣ | Regular |
| Chase | No promo | No promo | $0 | No promo | No promo | No promo | No promo | 14.24% | Continental Airlines OnePass® Plus Card | Miles 1 per $1 |
$174 | ♥ ♣ | Regular |
| Chase | No promo | No promo | $0 | No promo | No promo | No promo | No promo | 15.99% - 22.99% Variable | Chase Freedom® Visa - $200 Bonus Cash Back | Cashback 10% |
$200 | ♥ ♣ | Regular |
| Citibank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Reviews ♥ Discussion ♣ | Card type |
| Citibank | No promo | No promo | $0 | No promo | No promo | No promo | No promo | 14.24% or 16.24% (Variable) | Citi® Hilton HHonors™ Visa Signature® Card | Points 2 per $1 |
$50 | ♥ ♣ | Regular |
| Citibank | 0% | 12 | $0 | 0% | 12 | 3% | N/A | 12.99% - 22.99% (Variable) | Citi ThankYou℠ Preferred Card - $100 Gift Card | Points 1 per $1 |
$100 | ♥ ♣ | Regular |
| Citibank | 0% | 12 | $0 | 0% | 7 | 3% | N/A | 12.99% - 22.99% (Variable) | Citi Forward® Card | Points 1 per $1 |
$100 | ♥ ♣ | Regular |
| Citibank | No promo | No promo | $0 | 0% | 6 | No promo | No promo | 13.24% Variable | CitiBusiness® World Card | Points 1 per $1 |
$100 | ♥ ♣ | Business |
| Citibank | No promo | No promo | $852 | No promo | No promo | No promo | No promo | 15.24% Variable | Citi® Platinum Select® / AAdvantage® World MasterCard® | $182 | ♥ ♣ | Regular |
| Discover |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Reviews ♥ Discussion ♣ | Card type |
| Discover | No promo | No promo | $0 | 0% | 9 | No promo | No promo | 13.99%- 20.99% V | Discover® Open Road Card for Students | Cashback 2% |
$20 | ♥ ♣ | Student |
| Discover | 0% | 15 | $0 | 0% | 15 | 3% | N/A | 10.99% - 20.99% (V) | Discover® Motiva Card | Cashback 1% |
$25 | ♥ ♣ | Regular |
| Discover | 0% | 6 | $60 | 0% | 6 | 3% | N/A | 10.99% - 16.99% (V) | Escape by Discover® Card | Miles 2 per $1 |
$105 | ♥ ♣ | Regular |
| Discover | 0% | 6 | $0 | 0% | 6 | 3% | N/A | 10.99% - 16.99% (V) | Miles by Discover® Card | Miles 1 per $1 |
$125 | ♥ ♣ | Regular |
| Discover | 0% | 12 | $0 | 0% | 12 | 3% | N/A | 10.99% - 20.99% (V) | Discover® Open Road Card - $150 Restaurant.com Gift Certificate | Cashback 2% |
$175 | ♥ ♣ | Regular |
| Horizon Bank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Reviews ♥ Discussion ♣ | Card type |
| Horizon Bank | No promo | No promo | $0 | No promo | No promo | No promo | No promo | N/A | Mango™ Prepaid Debit Card | $20 | ♥ ♣ | Pre-Paid |
| Metabank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Reviews ♥ Discussion ♣ | Card type |
| Metabank | No promo | No promo | $0 | No promo | No promo | No promo | No promo | N/A | Western Union® MoneyWise™ Prepaid MasterCard® | $10 | ♥ ♣ | Pre-Paid |
|
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived 3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards. 4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors. 5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application. |
|
Disclaimer: BankPerks.com does not guarantee, approve, or endorse the products available from the aforementioned institutions. BankPerks.com does not guarantee the accuracy of information provided on its web site. If you have found an error on BankPerks.com, please contact our webmaster, DO NOT contact the bank or credit card company
Privacy policy |