The best regular credit cards that offer promo purchase apr, sorted by regular rate by BankPerks; balance transfer offers.

Regular purchase APR⁴	Promo BT APR	Promo period for BTs (months)	Annual fee	Promo purchase APR	Promo period for purchases (months)	Promo BT fee	Max. promo BT fee	Bank name	Card name	Reward program	Bonus⁵ Green links only	Reviews ♥ Discussion ♣
7.25%, 10.25%, or 13.25%	1.99%	NONE	$0	No promo	No promo	2%	N/A	IberiaBank	IberiaBank Visa® Classic Card			♥
9.25%, 12.25%, or 15.25%	1.99%	NONE	$0	No promo	No promo	2%	N/A	IberiaBank	IberiaBank Visa® Platinum Rewards Card	Points 1 per $1		♥
9.25%, 12.25%, or 15.25%	1.99%	NONE	$0	No promo	No promo	2%	N/A	IberiaBank	IberiaBank Visa® Gold Cash Back Rewards Card	Cashback 1%		♥
10.99% - 20.99% (V)	0%	18	$0	0%	6	3%	N/A	Discover	Discover® More Card - 18 Month Promotional Balance Transfer	Cashback 20%		♥
10.99% - 20.99% (V)	0%	15	$0	0%	15	3%	$10	Discover	Discover® More Card	Cashback 5%		♥
10.99% - 20.99% (V)	0%	15	$0	0%	15	3%	N/A	Discover	Discover® Motiva Card	Cashback 1%	$25	♥ ♣
10.99% - 20.99% (V)	0%	12	$0	0%	12	3%	N/A	Discover	Discover® Open Road Card - $150 Restaurant.com Gift Certificate	Cashback 2%	$175	♥ ♣
10.99% - 19.99% (V)	0%	12	$0	0%	12	5%	N/A	Discover	Discover® More Card - $0 Balance Transfer Fee!	Cashback 20%		♥
10.99% - 16.99% (V)	0%	6	$0	0%	6	3%	N/A	Discover	Miles by Discover® Card	Miles 1 per $1	$125	♥ ♣
10.99% - 16.99% (V)	0%	6	$60	0%	6	3%	N/A	Discover	Escape by Discover® Card	Miles 2 per $1	$105	♥ ♣
11.99% - 21.99% (Variable)	0%	21	$0	0%	21	3%	N/A	Citibank	Citi® Diamond Preferred® Card			♥
11.99% - 21.99% (Variable)	0%	21	$0	0%	21	3%	N/A	Citibank	Citi® Platinum Select® Visa® Card			♥
11.99% - 21.99% (Variable)	0%	21	$0	0%	21	3%	N/A	Citibank	Citi® Platinum Select® MasterCard®			♥
As low as 11.99% Variable	0%	12	$0	0%	6	3%	N/A	Chase	Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR	Cashback 10%	$100	♥ ♣
11.99% - 21.99% Variable	0%	6	$0	0%	15	3%	N/A	Chase	Slate® from Chase MasterCard			♥
11.99% - 21.99% variable	0%	6	$0	0%	6	3%	N/A	Chase	Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration		$75	♥ ♣
11.99% - 21.99% (Variable)	0%	6	$0	0%	6	3%	N/A	Chase	Slate® from Chase - Limited Time: No Balance Transfer Fee			♥
12.99% - 21.99% (Variable)	0%	21	$0	0%	21	3%	N/A	Citibank	Citi Simplicity® Card			♥
12.99% - 22.99% (Variable)	0%	12	$0	0%	7	3%	N/A	Citibank	Citi Forward® Card	Points 1 per $1	$100	♥ ♣
12.99% - 22.99% (Variable)	0%	12	$0	0%	12	3%	N/A	Citibank	Citi ThankYou℠ Preferred Card - $100 Gift Card	Points 1 per $1	$100	♥ ♣
Regular purchase APR⁴	Promo BT APR	Promo period for BTs (months)	Annual fee	Promo purchase APR	Promo period for purchases (months)	Promo BT fee	Max. promo BT fee	Bank name	Card name	Reward program	Bonus⁵ Green links only	Reviews ♥ Discussion ♣

¹ - Balance transfer APR is valid only if the balance transfer is requested in credit card application
² - First annual fee is waived
³ - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
⁴ - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
⁵ - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.

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