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Best 20 regular cards
updated on 2/7/2012
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 25 cards here
Promo period for BTs (months)Promo BT APRAnnual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Reviews

Discussion
15 0% $0 0% 15 3% N/A 10.99% - 20.99% (V) Discover Discover® Motiva Card Cashback
1%
$25
12 0% $0 0% 6 3% N/A As low as 11.99% Variable Chase Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR Cashback
10%
$100
12 0% $0 0% 12 3% N/A 12.99% - 22.99% (Variable) Citibank Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Cashback
5%
$100
12 0% $0 0% 7 3% N/A 12.99% - 22.99% (Variable) Citibank Citi Forward® Card Points
1 per $1
$100
6 0% $60 0% 6 3% N/A 10.99% - 16.99% (V) Discover Escape by Discover® Card Miles
2 per $1
$105
6 0% $0 0% 6 3% N/A 10.99% - 16.99% (V) Discover Miles by Discover® Card Miles
1 per $1
$125
No promo No promo $0 No promo No promo No promo No promo 14.24% or 16.24% (Variable) Citibank Citi® Hilton HHonors™ Visa Signature® Card Points
2 per $1
$50
No promo No promo $0 0% 6 No promo No promo 15.24% variable American Express TrueEarnings® Card from Costco and American Express Cashback
3%
$75
No promo No promo $0 0% 12 No promo No promo 17.24%-22.24% Variable American Express Blue Cash Everyday(SM) Card from American Express Cashback
3%
$100
No promo No promo $45 No promo No promo No promo No promo 14.24% Chase Marriott Rewards® Credit Card Points
1 per $1
$100
No promo No promo $125 No promo No promo No promo No promo N/A American Express American Express® Gold Card Points
1 per $1
$100
No promo No promo $175 No promo No promo No promo No promo N/A American Express American Express(R) Premier Rewards Gold Card Points:
3 per $1 on airfare,
2 per $1 on gas, groceries,
1 per $1 for general purchases
$150
No promo No promo $0 No promo No promo No promo No promo 14.24% Chase Continental Airlines OnePass® Plus Card Miles
1 per $1
$174
No promo No promo $852 No promo No promo No promo No promo 15.24% Variable Citibank Citi® Platinum Select® / AAdvantage® World MasterCard®   $182
No promo No promo $0 No promo No promo No promo No promo 15.99% - 22.99% Variable Chase Chase Freedom® Visa - $200 Bonus Cash Back Cashback
10%
$200
No promo No promo $0 No promo No promo No promo No promo 15.99% - 22.99% Chase Chase Freedom® MasterCard - $200 Bonus Cash Back Cashback
10%
$200
No promo No promo $852 No promo No promo No promo No promo 15.24% Chase Marriott Rewards® Premier Credit Card Points
1 per $1
$200
No promo No promo $0 No promo No promo No promo No promo 15.24% Variable Chase Chase Sapphire℠ Points
1 per $1
$250
No promo No promo $0 No promo No promo No promo No promo 12.99% - 22.99% (Variable) Citibank Citi ThankYou℠ Preferred Card - 25,000 points - $250 in gift cards Points
1 per $1
$250
No promo No promo $652 No promo No promo No promo No promo 15.24% - 19.24% variable American Express Starwood Preferred Guest® Credit Card from American Express Points
1 per $1
$250
Promo period for BTs (months)Promo BT APRAnnual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Reviews

Discussion
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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