Terms:"All
incentivised
sites
must
state
the
following:
Members
must
get
approved
for
the
card,
activate
the
card
and
do
one
of
the
following
within
30
days
of
receiving
card
in
order
to
receive
their
gift
and/or
credit:
a)
Make
a
purchase,

Transfer
a
balance,
or
c)
Conduct
a
cash
advance"
Info:
Receive
a
bonus
rebate
credit
with
your
first
purchase
with
the
card.
5%
cashback
on
Shell
gasoline
and
on
the
first
$100
of
daily
Jiffy
Lube
purchases.
1%
Shell
Gasoline
Rebates
everywhere
else
you
use
your
card.
0%
APR
on
balance
transfers
for
6
months.
The
0%
APR
does
not
apply
to
purchases
and
cash
advances.
The
0%
APR
may
increase
if
you
default
under
any
Card
Agreement
with
us
or
fail
to
make
payments
to
another
creditor
when
due.
Your
payments
will
be
applied
to
low
APR
balances
before
higher
ones.
More
Terms:
†
Introductory
rate
of
0.0%
for
6
months
from
date
of
cardmembership
on
balance
transfers.
After
the
promotional
period
ends,
the
standard
variable
purchase
APR
will
be
applied
to
any
unpaid
balance
transfer
balances.
As
of
September
23,
2005,
the
standard
variable
purchase
APR
is
12.74%.
The
standard
variable
cash
advance
APR
is
21.74%.
However,
all
your
APRs
may
automatically
increase
up
to
the
%
variable
default
rate
if
you
default
under
any
Card
Agreement
that
you
have
with
us.
We
may
also
increase
the
promotional
rate
if
you
fail
to
make
payments
to
another
creditor
when
due.
Min.
finance
charge
is
$0.50.
The
transaction
fee
for
foreign
purchases
is
3%
of
purchase
amount
after
its
conversion
to
U.S.
dollars.
The
transaction
fee
for
cash
advances
is
3%
of
the
amount
of
each
cash
advance,
$5
minimum.
The
transaction
fee
for
balance
transfers
is
3%
of
the
amount
of
each
balance
transfer,
$5
minimum,
$75
maximum.
However,
there
is
no
balance
transfer
transaction
fee
on
balances
you
transfer
in
response
to
this
offer.
The
annual
membership
fee
is
$20,
however,
the
annual
fee
is
waived
in
the
first
year.
Thereafter,
the
annual
fee
will
be
waived
if
9
or
more
Shell
gasoline
purchases
were
made
with
the
card
in
the
prior
year.
*
The
$20
rebate
credit
is
for
new
cardmembers
who
are
approved
for
this
Shell
MasterCard
offer.
The
$20
rebate
credit
will
be
shown
on
the
first
billing
statement
you
receive
after
you
make
the
first
purchase
on
your
account.
The
rebate
will
thereafter
be
applied
as
a
credit
toward
future
Shell
gasoline
purchases
made
with
your
card.
**
Shell
MasterCard
Rebate
Program
Terms
and
Conditions
The
Shell
MasterCard
Rebate
Program
is
a
program
of
Citibank
(South
Dakota),
N.A.
("we"
or
"us").
Rebates
are
earned
by
making
purchases
with
your
Shell
MasterCard.
You
earn
rebates
of
five
percent
(5%)
on
purchases
of
Shell
gasoline
(excluding
diesel
and
aviation
fuel)
at
Shell
locations
within
the
United
States
("Shell
Purchases")
and
on
your
total
daily
purchases
up
to
$100.00
at
participating
Jiffy
Lube
locations
within
the
United
States.
You
earn
rebates
of
one
percent
(1%)
on
all
other
purchases
of
goods
and/or
services
made
with
your
Shell
MasterCard.
Rebates
are
earned
only
on
purchases
made
primarily
for
personal,
family
or
household
purposes.
All
rebates
earned
will
be
reflected
on
your
billing
statement
and
will
be
automatically
redeemed
by
applying
the
rebates
as
a
credit
against
Shell
Purchases
made
in
subsequent
billing
cycles.
Your
Shell
Purchases
will
be
listed
separately
from
all
other
transactions
on
your
billing
statement,
and
the
rebate
amount
that
is
credited
against
those
purchases
will
be
reflected
on
your
billing
statement.
Purchases
returned
for
credit
do
not
earn
a
rebate
and
your
balance
will
be
adjusted
(including
rebates
already
redeemed)
in
the
event
that
the
purchase
is
returned
or
a
credit
adjustment
is
otherwise
issued.
Your
account
must
remain
open
and
not
be
in
default
under
any
Card
Agreement
in
order
to
earn
and
redeem
rebates.
Rebates
are
not
earned
on
cash
advances,
balance
transfers,
fees,
finance
charges
or
other
ancillary
fees.
Rebates
are
redeemed
in
the
order
they
are
earned.
Any
rebates
not
redeemed
within
twelve
monthly
billing
cycles
after
the
billing
cycle
in
which
they
are
earned
will
expire.
All
unused
rebates
expire
upon
termination
of
your
Shell
MasterCard
account,
whether
terminated
by
you
or
us.
Rebates
are
not
considered
your
property
and
cannot
be
bought,
sold,
transferred
or
bartered
in
any
way.
Rebates
are
not
redeemable
in
cash
and
do
not
create
a
credit
balance
on
your
account.
Rebates
cannot
be
used
to
make
payments
on
your
account.
We
reserve
the
right
to
cancel,
terminate
or
otherwise
change
the
terms
of
the
Shell
MasterCard
Rebate
Program
at
any
time
with
30
days
written
notice.
We
reserve
the
right
to
interpret
and
apply
the
policies
and
procedures
relating
to
the
Shell
MasterCard
Rebate
Program
and
all
such
determinations
by
us
shall
be
final
and
conclusive
in
any
case.
The
Shell
MasterCard
Rebate
Program
and/or
any
of
its
individual
elements
are
void
where
prohibited
by
federal,
state
or
local
law.
We
may
take
appropriate
administrative
or
legal
action,
including
the
cancellation
of
your
account,
in
the
event
of
any
fraud
or
abuse
in
connection
with
the
Shell
MasterCard
Rebate
Program.
We
are
not
responsible
for
disputes
relating
to
rebates
between
joint
account
holders
and/or
authorized
users.
You
are
solely
responsible
for
making
any
determinations
regarding
the
tax
consequences
of
any
rebates
you
receive
pursuant
to
the
Shell
MasterCard
Rebate
Program.