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Just follow these few simple steps:

1. Open your very first 360 Savings account by the promotion expiration date, 02/29/2016 at 11:59 PM EST. [If you've had a Savings product with Capital One 360 or ING DIRECT before, you won't be eligible for the bonus.]
2. To qualify for any of the tiered bonuses listed below, you must deposit the respective qualifying amount for that tiered bonus within the first 10 days after the day you open your account and maintain that balance for the 90 days following that 10 day period. Deposits made from an existing Capital One 360 account will not qualify. If you qualify for a bonus, you will be paid on or before day 130 [measured from the day after your account is opened].
3. The balance/bonus tiers are: $5,000 earns a $50 bonus, $10,000 earns a $100 bonus; $20,000 earns a $200 bonus; $30,000 earns a $300 bonus; $40,000 earns a $400 bonus; and $50,000 or more earns a $500 bonus. The maximum bonus you can earn is $500.

If I open a joint account or custodial account, will we both get the bonus?

The bonus is limited to one per primary account holder.

When will I actually get my bonus?

If you qualify for a bonus, Capital One 360 will deposit the bonus money into your account within 30 days following the 90-day qualifying period and initial 10-day funding period. Once it's deposited, the funds will be available immediately. Account must be in good standing [not in default, closed, or suspended, or otherwise not in good standing.]