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Offer valid when you begin a new personal Premier relationship online only in the United States with a minimum of $50,000 funded in new money from November 16, 2009 to January 8, 2010. New money is defined as funds or positions not previously held by any member of the HSBC Group over the past six consecutive months. For existing customers, new money must be in addition to existing deposit and investment balances. Offer not valid on Retirement (IRA) Brokerage Accounts or for existing HSBC Premier clients. To qualify for HSBC Premier, you need to open a Premier Checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal Premier relationship, but these balances cannot be used to meet the new money requirements. A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained. You have up to 90 days after account opening to meet the full $100,000 balance requirement. The Annual Percentage Yield (APY) and balance for a Premier Checking Account which is accurate as of 12/13/2009 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings. Qualified customers will be notified via mail within 90 days of account opening; notification will include instructions for redeeming gift of choice. Limit one gift per customer. This offer cannot be combined with any other offers or promotions, is nontransferable, good while supplies last. Any gift not chosen by May 31, 2010 will be forfeited. The cost of the gift will be reported on IRS Form 1099. Premier relationship in the U.S. must remain open for a minimum of six months or value of gift will be deducted from account proceeds at closing. Amazon and Kindle are trademarks of Amazon Technologies, Inc. or its affiliates.